一、利率市场化对甘肃农发行业务经营的影响利率市场化改革对甘肃农发行业务经营的影响是全局性的,当前最直接的影响主要有三个方面:(一)对负债业务的影响。农发行甘肃省分行2013年末,系统内借款占全部负债的91%,存款仅占9%,远低于全国平均水平,资金来源高度依赖系统内借款。随着总行筹资成本传导机制的逐步完善,甘肃省分行负债业务发展面临空 First, the interest rate market on the Gansu Agricultural Development Bank business reform Interest rate liberalization of Gansu Agricultural Development Bank’s business operations are global, the most direct impact of the current three main aspects: (A) of the debt business. Gansu Provincial Branch of Agricultural Development Bank At the end of 2013, intra-system borrowings accounted for 91% of total liabilities and deposits only accounted for 9%, well below the national average. The sources of funding were highly dependent on intra-system borrowings. With the gradual improvement of the conduction mechanism of the financing cost of the head office, the debt business development of Gansu Branch faces an empty