2004年3月,中央政府动用外汇储备向中国银行、中国建设银行完成注资450亿美元,在进行一系列改制后两家银行成功实现了上市。但是,无论是改制后的中国银行、建设银行和工商银行,抑或是在酝酿之中的农业银行,治愈其沉疴毕竟不是一日之功。关键是如何花这450亿美元的巨资,更新旧有中国银行业的经营监管体制。 In March 2004, the Central Government completed the injection of 45 billion U.S. dollars in foreign exchange reserves into Bank of China and China Construction Bank, and succeeded in listing the two banks after a series of restructurings. However, whether it is the Bank of China, the Construction Bank or the Industrial and Commercial Bank of China after the restructuring or the brewing Agricultural Bank, it is not a day to cure such indignities. The key is how to spend 45 billion U.S. dollars to update the operating regulatory system of the old Chinese banks.