为适应城市经济体制改革和劳动制度改革的需要,1986年国务院颁布并实施了《国营企业职工待业保险暂行规定》,这标志着在改革开放的背景下,我国正式建立了失业保险制度。截至1991年末,全国参加失业保险基金统筹的职工6615万人,占国营企业职工总数的88％。有少数地区已将失业保险制度扩充到集体企业和外贸企业,各地都建立了相应的管理机构。自1986年至1992年6月,各级失业保险机构累计向51万失业人员发放了失业救济金,并且帮助其中的28万失业人员重新就业。因此可以说,失业保险制度在我国已初具规模,并开始在经济体制改革的进程中发挥积极作用。但是,经过近几年的实践检验,现行失业保险制度存在的问题也日益显露,主要表现在失业保险的范围过窄,广大集体企业及私营企业、合资企业职工被排除在外,以及保险的力度不够,没有 In order to meet the needs of reforming the urban economic system and reforming the labor system, the State Council promulgated and implemented in 1986 the Interim Provisions on Waiting for Job-seeking Insurance of State-owned Enterprises, which marked the formal establishment of the unemployment insurance system in the context of reform and opening up. As of the end of 1991, 66.15 million workers participated in the overall plan of the unemployment insurance fund in the country, accounting for 88% of the total number of workers in state-owned enterprises. In a few areas, unemployment insurance system has been expanded to collective enterprises and foreign trade enterprises, and all localities have established corresponding management agencies. From 1986 to June 1992, unemployment insurance agencies at all levels paid a total of 510,000 unemployed people and helped 280,000 unemployed people to re-employ. Therefore, we can say that the unemployment insurance system has begun to take shape in our country and has begun to play an active role in the process of economic restructuring. However, after several years of practical tests, the existing problems in the current unemployment insurance system have become increasingly apparent. The main problems are the narrow scope of unemployment insurance, the exclusion of a large number of collective and private enterprises and joint ventures, and the lack of adequate insurance ,No