信贷风险控制建设是一个系统工程,农发行作为农业政策性银行,贷款投向应以执行国家宏观经济政策为前提,以强化对“三农”的支持为基本职责,这就在一定程度上凸显了比商业银行更为集中的金融风险态势,贷款风险防范任务更加艰巨。因此,我们必须理清风险防控工作思路,创新风险防控 Credit risk control construction is a systematic project. Agricultural Development Bank, as an agricultural policy bank, should take the implementation of national macroeconomic policies as the premise and strengthen the support to agriculture, rural areas and farmers as its basic duty, which highlights to some extent More concentrated than the commercial banks financial risk situation, loan risk prevention task more difficult. Therefore, we must sort out the ideas of risk prevention and control work and innovate risk prevention and control