随着社会信息技术的发展,电子信息化时代的来临,互联网的各种各样的运用对现在人们的生活方式产生了巨大影响,互联网金融也在我国迅速发展。但是我国在互联网金融在监管方面还存在着很多问题,对互联网金融的发展有着不良的影响,所以必须对互联网金融进行科学化的监管,为互联网金融提供保障。本文对互联网金融为什么要监管的必要性和核心原则进行分析,希望能对其发展提供一点帮助。 With the development of social information technology and the advent of the era of electronic information, various applications of the Internet have a tremendous impact on people’s lifestyles nowadays. Internet finance has also developed rapidly in our country. However, there are still many problems in internet finance regulation in our country, which have a negative impact on the development of internet finance. Therefore, we must scientifically regulate internet finance and provide guarantee for internet finance. This article analyzes the necessity and core principles of why internet finance should be supervised, hoping to provide some help for its development.