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基本情况出台背景。长期以来,农民贷款担保通常需要3至5户联保,农民需要贷款时,很难在短时间内找齐几个担保人。随着农村经济的发展,农村经济的规模化、集约化、专业化、产业化趋势日益明显,资金需求规模、期限都发生了较大变化,原先的贷款模式越来越不适应新形势发展的需要。为破解这个难题,泗洪农合行经过广泛调研,推出了大联保体贷款。
The basic situation introduced background. For a long time, farmers loan guarantees usually require 3 to 5 UNPROFOR, farmers need loans, it is difficult to find a few guarantors in a short period of time. With the development of the rural economy, the scale, intensification, specialization and industrialization of the rural economy have become increasingly evident. The size of the demand for funds and the deadlines have undergone major changes. The original loan models have become increasingly unsuitable for the new situation. need. In order to solve this problem, Sihong Agricultural Bank of China conducted extensive research and launched the loan of UnionPay.