今年以来,国家的宏观调控政策调整使银行机构信贷规模进一步收紧,由于固定资产投资的惯性较大,对贷款的依赖性较强,导致很多银行机构小企业信贷计划被大企业挤压和占用,小企业的“挤出效应”逐渐显现。单靠银行贷款,已远远不能满足中小企业的资金需求,中国的融资结构开始改写。创新融资理念和多元化的融资方式开始逐一登上市场的舞台。 Since the beginning of this year, the state’s adjustment of macroeconomic control policies has further tightened the credit scale of banking institutions. Due to the inertia of fixed asset investment and its strong dependence on loans, many small and medium-sized enterprise credit plans of banks are squeezed and occupied by large enterprises Small businesses “crowding out effect ” gradually appear. Rely on bank loans, far from meeting the capital needs of SMEs, China’s financing structure began to be rewritten. Innovative financing concepts and a wide range of financing began one by one onto the market stage.