为什么互联网金融现在有如此蓬勃的发展?回答这个问题,就要从互联网金融的生存逻辑上去寻找答案。一种新的金融业态之所以能够广受欢迎,一定有其必然性,也一定反衬出现在的主流金融或者传统金融存在缺陷。显而易见,互联网金融并不是要完全取代传统金融,而是因为传统金融存在着太多的缺陷,所以它要弥补、完善整个金融体系的功能并提升其效率。互联网金融和电子商务一样,会有 Why Internet finance is now so vigorous development? To answer this question, we must look for the answer to the logic of the survival of Internet finance. The reason why a new financial format is so popular is bound to have its own inevitability. It must also be contradictory to the flaws existing in the mainstream financial or traditional finance. Obviously, Internet finance does not completely replace traditional finance, but because it has too many deficiencies, it needs to make up and improve the functions of the entire financial system and enhance its efficiency. Internet finance and e-commerce, there will be