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网上银行形象地说是计算机、网络和银行的三位一体。作为网络上的虚拟银行柜台,用户可以不受时空的限制,只要一台电脑、一根电话线,就可以享受全天候的网上金融服务。 但这里有个基本条件:客户要在自己的计算机里安装一个电子钱包,然后到CA(金融认证中心)的网站去申请一个证书,这个证书用来交易的时候给商家、银行做身份认证,一旦确认,客户便可以实行在线支付了。 网上购物时,客户通过自己的浏览器在某网上商店选好商品后,把它放在购物筐里结算,在结帐单里填写姓名、地址、联络方式。接着启动电子钱包,输入自己的密码,在钱包中选取一张卡来付款。此时
Internet banking is the image of the computer, Internet and banking trinity. As a virtual bank on the Internet counter, users can not be limited by space and time, as long as a computer, a telephone line, you can enjoy 24/7 online financial services. But here’s a basic requirement: The customer has to install an e-wallet in his computer and apply for a certificate from the CA (Financial Certification Authority) website. This certificate is used to authenticate merchants and banks when trading. Once Confirm that customers will be able to implement online payment. When shopping online, the customer selects the merchandise in a webshop through his browser, then puts it in the shopping basket to settle the bill, and enters the name, address and contact information in the checkout form. Then start the e-wallet, enter your password, select a card in the wallet to pay. at this time