甲午中日战争以后,清政府为了偿付对日赔款和“赎辽费”,先后7次向外借款,其中俄法借款和两次英德借款数额较大,还款期限长达36年和45年。在学习时,学生对“英德借款”合同上规定的“36年内中国不得变更还款办法,不得提前还款”内容感到费解。下面对此问题略作说明,仅供参考。? After the Sino-Japanese War of the Sino-Japanese War, the Qing government paid foreign loans seven times in order to reimburse Japan for compensation and “redemption fees.” The Russian and French borrowers and the two British and German loans have a relatively large amount, and the repayment period is as long as 36 years and 45 years. year. At the time of study, students were puzzled by the content of the “China may not change the repayment method within 36 years and may not repay the loan in advance” as stipulated in the “Anglo-German Borrowing” contract. The following is a brief description of this issue and is for reference only. ?