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中小企业集群依靠其集群效应成为区域经济发展的主力军,带动整个地区的产业经济发展。一、基于信息不对称理论的分析信息不对称是指一方拥有相关信息而另一方得不到这些信息或者拥有的信息没有前者多,从而对信息劣势者的决策造成很大影响。在金融市场上,借款者一般比贷款者更清楚投资项目的成功概率和偿贷能力。假设
Small and medium-sized enterprise clusters rely on their cluster effect to become the main force for the development of regional economy and drive the development of industrial economy in the entire region. First, the analysis based on information asymmetry theory Asymmetric information means that one party has relevant information while the other party does not have the information or have more information than the former, which has a great impact on the decision-making of information disadvantagers. In financial markets, borrowers are generally more aware of the probability of success and ability to repay investment projects than lenders. Assumptions