一、咨询调查。尽可能地全面搜集对方有关生产经营、资金营运、信用履约、管理水平等情况,尤其是对首次建立业务联系的往来户,宜先通过银行信息网络机构进行咨询调查。 二、钱货两清。业务交往中要尽量一手交钱一手交货,或者通过具有法律效力的合同,来明确规定对 First, consultation survey. Collect as much as possible the other party’s relevant production and operation, capital operation, credit performance, management level, etc., especially for the first time to establish business contacts, it is advisable to consult and investigate through the bank’s information network agency. Second, the money goods two clear. In business dealings, it is necessary to pay as much as possible by one-handed delivery, or through legally binding contracts,