互联网金融的优势与趋势李麟:我一直对互联网金融这个话题怀着敬畏。因为这牵扯到银行业的未来。比尔·盖茨曾经说过,传统商业银行将成为21世纪最后的恐龙。第三次工业浪潮有两个重要特点:一是数字化、智能化,二是3D复印制造,三是新能源,清洁和再生能源。这些都将对未来社会和商业银行产生很大的冲击。电信行业有三句话概括未来社会趋势,即:“未来是宽带社会,未来是移动社会,未来是移动宽带社 Advantages and Trends of Internet Finance Li Lin: I have been in awe of the topic of Internet finance. Because it involves the future of the banking industry. Bill Gates once said that traditional commercial banks will become the last dinosaurs in the 21st century. The third industrial wave has two important characteristics: First, digital, intelligent, the second is 3D copy manufacturing, third is new energy, clean and renewable energy. These will have a great impact on the future of social and commercial banks. The telecommunications industry has three sentences outlining the future social trends, namely: ”The future is a broadband society, the future is a mobile society, the future is Mobile Broadband