美国国会在1999年11月4日通过了一项历史性的新银行法《金融服务现代化法案》，从而推翻了30年代曾经挽救许多银行免于倒闭的《葛拉斯一史蒂格尔法案》，重新开启了银行业、证券业以及保险业之间跨业经营的新纪元。美国制定新金融法案的原由美国金融业的分业管理由来已久。随着 The U.S. Congress passed a historic new banking law, the Modernization of Financial Services Act, on November 4, 1999, thereby overturning the Glass-Steagall Act, which saved many banks from bankruptcy in the 1930s. , Has restarted a new era of cross-industry operation between the banking industry, the securities industry and the insurance industry. The reason the United States enacted a new financial act The long-divided management of the U.S. financial industry has long been the case. along with