邮政储蓄是近几年邮政开拓的一个新的业务领域,是重点发展的邮政基础业务之一。在各级邮电部门的共同努力下,邮政储蓄已由开办阶段进入发展阶段。从1986年3月,邮电部、中国人民银行签署“关于开办邮政储蓄的协议”开始,到1989年底,是邮政储蓄的开办阶段,这个阶段的特点是邮电部门吸收的储蓄存款全部缴存中国人民银行,由人民银行统一安排使用,人民银行根据邮电局缴存的储蓄存款,按月累计日平均余额的2.2‰付给邮电部门手续费,作 Postal savings is a new business area opened up by postal administration in recent years and is one of the key postal-based businesses. With the joint efforts of postal and telecommunications departments at all levels, the postal savings have entered the stage of development from the initial stage. From March 1986, the Ministry of Posts and Telecommunications and the People’s Bank of China signed the Agreement on Starting Postal Savings. By the end of 1989, it was the start-up phase of postal savings. The stage was characterized by the deposit of savings deposits by the post and telecommunications departments for all the Chinese people Banks shall be uniformly arranged and used by the People’s Bank of China. According to the savings deposits deposited by the post office, the People’s Bank of China will pay the commissions and charges of the postal service at a rate of 2.2 ‰ of the accumulated monthly average balance