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金融是现代经济的核心,农村金融是现代农村经济的核心。农民需要贷款,但农民贷款一直很难。针对这一难题,海南省农信社早在2008年改革伊始,就与世界著名的专为穷人提供小额信贷服务的格莱珉银行签订了合作协议,以格莱珉银行小额信贷项目为核心,从点到面,因地制宜开展了一系列的小额信贷服务“三农”的实践,取得了明显的成效。
Finance is the core of modern economy. Rural finance is the core of modern rural economy. Peasants need loans, but peasants’ loans have been difficult. In response to this problem, as early as the beginning of reform in 2008, Hainan Rural Credit Cooperatives signed a cooperation agreement with Grameen Bank, a world famous bank that provides microfinance services to the poor. With Grameen Bank’s microfinance project as At the core, from point to point, a series of microfinance services “three rural issues” have been implemented according to local conditions and achieved remarkable results.