同业拆借中的问题与对策李振忠，赵红日，刘世玲同业拆借是银行及非银行金融机构相互之间以货币借贷方式进行的融资活动。开放同业拆借市场，可通过市场机制更加充分地利用信贷资金的空间差、时间差，更大限度地提高信贷资金营运效益。但是，由于金融体制改革不到位、拆借... Problems and Countermeasures in Interbank Lending Li Zhenzhong, Zhao Hongri, Liu Shiling Interbank borrowing is a financing activity carried out by means of monetary borrowing between banks and non-bank financial institutions. With the opening up of the inter-bank borrowing market, the market mechanism can make fuller use of the space and time difference of credit funds to enhance the operating efficiency of credit funds to a greater extent. However, due to the financial system reform is not in place, borrowing ...