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随着国家稳健货币政策的实施及监管当局对商业银行资本指标的严厉考核,我国商业银行大量发售理财产品,以解决其资金缺口;同时,股市和房地产市场仍处在低迷状态,促使广大投资者选择稳健保守的银行理财产品。然而,在银行理财市场蓬勃发展之时,如何做一个理性的投资者,成为银行理财市场上的赢家,是本文研究的主要内容。
With the implementation of the state’s prudent monetary policy and the severe examination of the regulatory authorities on the capital indicators of commercial banks, China’s commercial banks have sold a large number of wealth management products to address their funding gaps. Meanwhile, the stock market and real estate market are still in a downturn, prompting investors Choose a conservative and conservative bank financial products. However, when the bank’s wealth management market is booming, how to become a rational investor and become the winner on the bank’s financial management market are the main contents of this article.