保险合同作为一种独立存在的客观事物,表现为一种内容和形式的统一体。如果说保险合同的内容是当事人意思表示一致的协议,保险合同的形式则是他们采用的确认这种共同意思表示的载体。没有一定的保险合同形式,保险合同内容的公示性就难以表现出来并为他人所 As an independent and objective thing, insurance contract manifests itself as a unity of content and form. If the content of the insurance contract is the agreement of the parties, the form of the insurance contract is the carrier they adopt to confirm the expression of the common meaning. Without a certain form of insurance contract, the content of the insurance contract is difficult to show the publicity for others