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时间是一种资产。所以,提前还款实际上是在降低借款的时间成本。对比节省的利息和可能错失的收益,提前还款对大部分人来说,都不是最优选择。
Time is an asset. Therefore, prepayment in fact is to reduce the time cost of borrowing. Compared to the savings of interest and possible missed profits, early repayment for most people, are not the best choice.