随着信用卡的普及，利用信用卡进行的诈骗将会与日俱增。此类犯罪主要有三种方法，其特点表现为：内外勾结、异地作案，连续作案。当前，此类案件增多的主要原因是：执行银行规章制度上存在漏洞，信用卡网络技术落后，特约商户把关不严，银行之间互不通气，个别银行工作人员责任心不强。因此，要预防此类犯罪，必须对症下药，从健全规章堵漏洞，加强宣传教育强素质等方面入手。侦破此类案件也必须从所用信用卡等方面入手。 With the popularity of credit cards, the use of credit card fraud will increase. There are three main ways of such crimes. Their characteristics are as follows: Collusion between inside and outside, committing crimes in different places and committing crimes in a row. At present, the main reason for the increase in such cases is that there are loopholes in the rules and regulations of the implementing banks, the backward credit card network technology, the strict control of special merchants and the non-aeration of banks. The responsibility of individual bank staffs is not strong. Therefore, in order to prevent such crimes, we must make the right remedy, start with improving the regulations and loopholes and strengthening the quality of propaganda and education. The detection of such cases must also start with the credit card used.