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近几年,中小企业发展己越来越受到社会各界的广泛关注,国家对中小企业采取了许多扶持政策,金融部门为解决其融资难问题也做了不少努力,但中小企业“贷款难”和银行“难贷款”的呼声仍然很高。2002年9月,我们通过召开座谈会和问卷调查的形式,对盐城市80户中小企业和40家科级金融机构进行了调查,分析中小企业融资难的现状,并提出解决途径。本次调查抽样企业分布于盐城市区和所辖7个县(市),2000年6月～2002年6月,80户调查企业销售收入、利税总额年均增长率分别为15.44%,16.28%,与该市中小企业平均增长水平相近,具有一定的代表性,2002年6月末,
In recent years, the development of SMEs has drawn more and more attention from all sectors of society. The state has adopted many supportive policies for SMEs. The financial sector has also made a lot of efforts to solve its financing difficulties. However, it is difficult for SMEs to “ ”And the bank “ hard loan ”voice is still high. In September 2002, we conducted a survey on 80 small and medium-sized enterprises and 40 section-level financial institutions in Yancheng City in the form of symposiums and questionnaires to analyze the current situation of SME financing difficulties and put forward solutions. The sampling companies surveyed in Yancheng City and under the jurisdiction of the seven counties (cities), June 2000 ~ June 2002, 80 survey companies sales revenue, total annual profits and taxes were 15.44%, 16.28% , With the average growth of SMEs in the city is similar, with a certain representation, the end of June 2002,