当前,在经济发展和改革开放的进程中有某些疑点问题,社会各界看法不同,甚至分歧很大。如何看待这些问题,直接关系到我国经济发展和改革开放目标的实现。为此,笔者试以超越常规的视点发表一些看法,期望能起到一点破疑释难的作用。 一、为什么允许外国私人银行到中国办分行,而不允许地方办区域性银行和私人合作银行? 我国的现行政策已允许外国私人银行到深圳、厦门、上海等沿海城市办分行,允许把原城市信用社改变为城市 At present, there are some doubtful issues in the process of economic development and the process of reform and opening up. Different sectors of society have different views and even differ greatly. How to treat these issues is directly related to the realization of the goal of China’s economic development and reform and opening up. To this end, I try to beyond the conventional point of view to express some views, expectations can play a role in the interpretation of doubt. First, why should foreign private banks be permitted to set up branches in China instead of allowing regional banks and private cooperation banks? The current policy of our country has allowed foreign private banks to set up branches in coastal cities such as Shenzhen, Xiamen and Shanghai, allowing the original cities Credit unions changed to city