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2012年8月24日,国家发改委、卫生部、财政部、人社部、民政部、保监局联合下发了《关于开展城乡居民大病保险工作的指导意见》,要求从城镇居民医保基金、新农合基金中划出一定比例或额度作为大病保险资金,向商业保险机构购买大病保险,保障对象为城镇居民医保、新农合的参保(合)人,以切实减轻人民群众大病医疗费用负担,防止因病致贫、因病返贫现象的发生。2013年1月5日,国务院医改领导小组第十二次会议
On August 24, 2012, the National Development and Reform Commission, the Ministry of Health, the Ministry of Finance, the Ministry of Human Resources and Social Security, the Ministry of Civil Affairs and the China Insurance Regulatory Bureau jointly issued the Guiding Opinions on Carrying Out the Urban and Rural Residents’ Disease Insurance and required that from the urban resident health insurance fund, New Rural Cooperative Medical Fund draws a certain percentage or amount as the major illness insurance funds, commercial insurance institutions to purchase serious illness insurance, protection for urban residents Medicare, NCMS insured (co) people, to effectively alleviate the people’s illness and medical costs Burden, prevent poverty caused by illness, the phenomenon of returning to poverty due to illness. January 5, 2013, the twelfth meeting of the Leading Group for Medical Reform of the State Council