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按现在的市场消费力来说,占据相当比例的消费新生代,有消费的潜力无奈目前的消费成本太高,多半要依赖银行按揭来解决现实中资金暂时不足的窘境。而银行按揭通常只做七成,买家必须先付三成的首期才能入住。以35万的楼款计算,首期至少也得10万吧,对于刚步入社会3、5年或普通的工薪阶层也不是个小数。无形中,支付首期的压力遏制了很多人掏钱买房的愿望。解决问题的方法也不难——就是降低首期入住成本,将买房的高门槛砍下来,这样可以减轻购房人的压力,将人们消费的时间提前,也符合消费新生代的生活观念。
According to the current market power consumption, accounting for a considerable proportion of consumer Cenozoic, there is no potential for consumption The current cost of consumption is too high, most rely on bank mortgages to solve the temporary shortage of funds in reality dilemma. Bank mortgages are usually done only 70%, buyers must pay 30% down to stay. To 350,000 floor calculation, the first phase of at least 10 million bar for just entering the community 3, 5 years or ordinary working-class nor is it a decimal. Invisible, the pressure to pay the first phase to curb the desire of many people to buy a house. The way to solve the problem is not difficult - that is, to reduce the initial cost of housing, the high threshold to buy a house cut off, so that buyers can reduce the pressure on people spending ahead of time, but also in line with consumption of new generation concept of life.