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从商业健康保险相关理论入手,分析归纳各个主体行为。目的在于在此基础上建立博弈模型,重点对政府-健康保险公司和健康保险公司-健康服务提供者两个博弈模型进行分析;研究表明政府要介入到健康保险市场进行监管,主要是对健康保险公司进行监管;研究说明在整个市场中,健康保险公司和健康服务提供者的最佳选择就是合作,以达到“共赢”;指出健康保险系统是一个有机整体,其正常有效运作管理要靠“三方四体”协同合作。
Starting from the relevant theories of commercial health insurance, we analyze and summarize the behavior of each subject. The purpose is to establish a game model on this basis, focusing on two government-health insurance companies and health insurance companies - health service providers to analyze the two game models; research shows that the government should intervene in the health insurance market to monitor, mainly for health insurance Research shows that in the whole market, the best choice for health insurance companies and health service providers is to cooperate to achieve “win-win ”; pointed out that the health insurance system is an organic whole, its normal and effective operation and management to By “Three Quartet ” collaborative cooperation.