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商业保险在近代中国是一个从无到有的行业,是由西方传入的新制度。从1805年外商出于进出口贸易的需要把现代保险制度引入中国,至1860年代保险业发展成为一个独立的产业,期间华人以保户、股东、职员或代理人等身份侧身其中。1875年第一家民族保险公司保险招商局诞生,至1911年,华商的保险企业先后有45家,大部分把总公司设在上海,并在大小通商口岸设立分公司或代理机构,民族保险业初具规模。中国保险市场的
Commercial insurance in modern China is a non-existent industry, is a new system introduced by the West. From 1805, the foreign businessmen introduced the modern insurance system into China for the import and export trade. By the 1860s, the insurance industry developed into an independent industry. During this period, the Chinese side of the insurance industry belonged to the policyholders, shareholders, employees and agents. In 1875, the first national insurance company, China Merchants Insurance, was born. By 1911, there were 45 insurance companies owned by Chinese businessmen. Most of them set their head offices in Shanghai and set up branches or agencies at large and small trading ports. The national insurance industry Take shape. China insurance market