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工伤保险制度,作为社会保障体系之重要组成部分,在现代生活中日渐凸显其作用,兼顾了劳动者保护与分散用人单位劳动风险之功能,对逐步完善社会保障机制具有重大意义。随着我国现代化建设的快速发展,企业职工的生产经营活动不断扩大,职工工伤事故发生的现象也随之日趋增多。为保障企业职工在工作中遭受事故伤害后,能及时获得医疗救治和经济补偿,并分散企业对职工的工伤风险,促进工伤预防,国务院于2003年4月27日发布了《工伤保险条例》。《条例》发布后,大部分企业依法参加了工伤保险,为保护工伤职工的合法权益提出供了可靠的保障。但是,由于种种原因,仍有部分企业未参加工伤保险,这种情况下,工伤职工应如何保护自己的合法权益呢?从以下几个方面对未参加工伤保险企业进行分析,并给出他们之间的利弊。
As an important component of the social security system, the industrial injury insurance system has become increasingly prominent in modern life. It takes into consideration the function of laborers in protecting and dispersing labor risks of employers and is of great significance to gradually improving the social security system. With the rapid development of our country’s modernization, the production and business activities of enterprises and employees have been constantly expanded, and the phenomenon of accidents involving work-related injuries has also increased. In order to protect the employees’ accidental injuries in their work, obtain timely medical treatment and financial compensation, disperse the work-related injury risks of workers and promote the prevention of work-related injuries, the State Council promulgated the Work Injury Insurance Ordinance on April 27, 2003. After the promulgation of the “Regulations”, most enterprises participated in work-related injury insurance in accordance with the law and provided a credible guarantee for the protection of the lawful rights and interests of workers injured in work-related injuries. However, due to various reasons, some enterprises still do not participate in work-related injury insurance. Under such circumstances, how should workers’ injured workers protect their legal rights and interests? From the following aspects, enterprises that have not participated in work-related injury insurance are analyzed and given their The pros and cons between.