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房地产行业是资本密集型行业,其行业特征决定了资金成为房地产企业发展壮大的关键因素。但在我国目前的金融环境下,提供给房地产企业的融资渠道较少,银行贷款成为房地产企业融资的主要方式,在一定程度上限制了房地产企业的快速成长,同时也加大了我国的金融风险。本文旨在对目前我国房地产企业资金来源构成进行统计分析,揭示了其严重依赖银行贷款,资金来源渠道单一这一现象。接着分析了我国的房地产企业现行融资结构存在的问题,最后给出了我国建立完善、成熟的房地产金融市场的相关对策建议。
The real estate industry is a capital-intensive industry, and its industry characteristics determine that the funds have become the key factor in the growth and development of real estate enterprises. However, under the current financial environment in our country, the financing channels provided to real estate enterprises are few, and bank loans have become the main means of financing for real estate enterprises, to a certain extent, this has limited the rapid growth of real estate enterprises and increased the financial risk in our country . This article aims to make a statistical analysis of the current sources of funds for real estate enterprises in our country, and reveals the phenomenon of a serious dependence on bank loans and a single source of funds. Then it analyzes the problems existing in the current financing structure of real estate enterprises in our country and finally gives some countermeasures and suggestions on how to establish a sound and mature real estate financial market in our country.