随着《在京中央和国家机关进一步深化住房制度改革实施方案》和《北京市进一步深化城镇住房制度改革加快住房建设实施方案》等相关房改政策的陆续出台，居民住房消费的商品化程度也在不断提高，而购房消费也逐渐成为新的消费热点之一。 支持居民购房消费的北京市各家商业银行开 With the promulgation of the relevant housing reform policies such as the “Plan for Further Deepening the Reform of the Housing System in Beijing and State Organs” and the “Beijing Further Deepening the Reform of Urban Housing Systems to Accelerate the Implementation of Housing Construction”, the commercialization of residential housing is also ongoing Increase, while the purchase of consumer spending has gradually become one of the new consumer hot spots. Residents to support the purchase of housing in Beijing opened all commercial banks