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随着国家经济的进一步发展,我国经济体制已经从原有的计划经济转变为市场经济,企业之间的竞争也越来越激烈,为提高企业在市场上的影响力,信用也成为企业竞争的重点,然而,通过对我国企业的研究发现,很多企业缺乏信用机制,信用状况令人担忧,因此,怎样构建完善的信用风险管理体系就成为现阶段最重要的问题。本文将从企业发展中存在的信用风险入手,联系导致企业信用风险产生的主要因素,提出建设企业信用风险管理体系的措施,增强企业在市场上的竞争能力。
With the further development of the national economy, the economic system of our country has been transformed from the original planned economy to the market economy. The competition among enterprises is also getting fiercer. In order to enhance the influence of enterprises in the market, credit has also become the competition among enterprises However, through the research on Chinese enterprises, many enterprises lack the credit mechanism and their credit conditions are worrying. Therefore, how to construct a sound credit risk management system has become the most important issue at this stage. This article starts with the credit risk existing in the development of the enterprise, links with the main factors leading to the credit risk of the enterprise, puts forward the measures of building the enterprise credit risk management system and enhances the competition ability of the enterprises in the market.