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权力的介入,使房贷险虽长期处于旋涡中心但其“岿然不动”;如今的变局,是市场对垄断利益的胜利,也是金融市场进一步开放、外力“逼迫”的结果——房贷险这块“坚冰”,终于开始消融。 2006年1月11日,建行厦门分行宣布取消纯自营性个人房贷强制抵押房产保险,这一政策意味着今后在厦门建行办理个人住房按揭贷款的客户,可以不用掏钱买房贷险。
The involvement of power, mortgage insurance, although long-term vortex center but its “unmoved”; today’s change is the victory of the market for monopoly interests, but also the financial market to further open, the result of “persecution” of external forces - mortgage insurance this piece “Hard ice”, finally began to melt. January 11, 2006, Xiamen Branch of China Construction Bank announced the abolition of purely self-employed personal mortgage mandatory mortgage real estate insurance, this policy means that in the future Xiamen Construction Bank personal housing mortgage loans for customers, you can not have money to buy mortgage insurance.