国外在应对巨灾风险的理论研究、融资机制建设以及灾害风险的分担方式选择上,都要早于中国。因此可以通过研究其他国家对巨灾风险管理的理论与实践发展过程,从中汲取经验、总结其特点、探索每种应对灾害风险的分担机制和补偿方式中的内在联系,从而帮助我国构建适合于中国国情的应对巨灾的多元化融资体系。 Foreign countries should deal with the theoretical research of catastrophic risk, the construction of financing mechanism and the choice of the sharing way of disaster risk earlier than China. Therefore, we can learn from the experience and summarize the characteristics of other countries in the process of theoretical and practical development of catastrophe risk management, and explore the intrinsic linkages between the sharing mechanism and the compensation method of each disaster risk, so as to help our country to build a suitable China National conditions to deal with catastrophe diversification financing system.