我国目前住房金融市场存在的问题及改进建议储小平改革开放以来，随着房地产业的发展，我国住房全融市场也有一定发展。主要表现在：１．在一些城市如上海、烟台、蚌埠等建立了以往房融资为目的的专业性金融机构──住房储蓄银行。许多地方也建立了合作性质的住宅合作社、... China’s Present Housing Finance Market Problems and Suggestions for Improvement Since Chu Xiaoping’s reform and opening up, with the development of the real estate industry, there has also been some development in China’s housing market. Mainly in: 1. In some cities, such as Shanghai, Yantai and Bengbu, the Bank has established a specialized financial institution for past housing financing, namely, the Housing Savings Bank. Many places have also established cooperative cooperative housing cooperatives, ...