坦诚相待开诚布公,实实在在地与配偶好好讨论钱财的问题,沉默只会带来不堪设想的误会。要清楚钱的去向,即使你的配偶是理财高手,你也应该了解账目。不要计较配偶的一次小小的挥霍,夫妻双方应留点可供自己使用的“过河”钱。民主协商购买大宗物品时,夫妇要互相商量。孩子讨要某些东西时,夫妇应立场一致。夫妻俩应经常讨论两人的目标,最好选在没有财务压力的时候。有计划将固定收入的三分之一存入银行,用来购买大件耐用消费品。三分 Honestly and frankly honest, and really discuss with the spouse the issue of money, silence will only bring disastrous misunderstanding. To understand the whereabouts of money, even if your spouse is a financial expert, you should also understand the accounts. Do not care about a spouse’s small squandered, both husband and wife should stay for their own use of “cross the river” money. Democratically negotiate the purchase of bulk items, the couple should consult with each other. When children ask for something, the couple should be consistent. The couple should always discuss the two goals, the best election in the absence of financial pressure. There are plans to deposit one-third of fixed income into banks for the purchase of large consumer durables. One-third