为了了解城市居民储蓄心态及行为状况,最近,我们在宜昌市进行了一次抽样调查。调查共抽取150个样本,其中工人40人,管理人员49人,专业技术人员47人,个体户14人。调查采取集中填答为主,入户访问为辅的方法。共回收问卷143份,回收率为95%,其中有效问卷137份,有效率为96%。问卷共设计20个问题,108个变量。效据处理采用 SPSS 软件。从问卷的填答情况看,该市居民月收入水平呈正态分布趋势,即≤200元以下和≥1000元以上者均为 In order to understand the state of mind and behavioral savings of urban residents, we conducted a sample survey in Yichang recently. A total of 150 samples were taken from the survey, including 40 workers, 49 managers, 47 professional and technical personnel and 14 self-employed individuals. The survey focused on the main answer, home visits, supplemented by the method. A total of 143 questionnaires were collected, the recovery rate was 95%, of which 137 valid questionnaires, the effective rate was 96%. The questionnaire designed a total of 20 questions, 108 variables. Data processing uses SPSS software. From the questionnaire to see the situation, the city’s monthly income level was a normal distribution trend, that is, ≤ 200 yuan and less than 1000 yuan are