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1992年,美国银行管理咨询专家乔治·布朗贝克(George·M·Bollenbacher)根据美国麻省理工大学教授迈克尔·哈默(MichaelHammer)创立的再造理论,在英国《银行家》杂志发表了《再造金融流程》,拉开了银行再造研究的大幕。银行特别是商业银行,是为客户提供信贷风险管理服务、并从
In 1992, George M. Bollenbacher, a bank management consultant in the United States, released the theory of reengineering created by Michael Hammer, a professor at Massachusetts Institute of Technology in the United Kingdom, Process ", opened the bank to rebuild the curtain of research. Banks, especially commercial banks, are providing credit risk management services to and from customers