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本文通过研究经济发达地区农村企业贷款市场和农户贷款市场不同的竞争类型,分析了贷款利率上限放开后,农村合作机构不同的定价行为;提出了放开农村合作机构利率上限的相关建议。
This paper analyzes the different types of competition in the rural enterprise loan market and the rural household loan market in economically developed areas, and analyzes the different pricing behaviors of rural cooperative agencies after the lending rate ceiling is liberalized. Relevant suggestions are put forward to liberalize the interest rate ceiling of rural cooperative agencies.