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2008年发布的《关于小额贷款公司试点的指导意见》有效缓解了部分“三农”和小微企业融资困难,促进了区域经济的发展和企业活力的增强。但这一政策目标的落实在实际运作中仍不够到位。在当前实施创新驱动发展战略和推动大众创业、万众创新的关键时期,如何发挥小贷公司作用,促进小微企业创新、做大,首当其冲应明确小贷公司的业务定位。
The Guiding Opinions on the Pilot Project of Microfinance Lending Companies released in 2008 effectively alleviated some of the financing difficulties of agriculture, rural areas and farmers and small and micro enterprises and promoted the development of regional economy and the enhancement of the vitality of enterprises. However, the implementation of this policy objective is still not enough in actual operation. In the current critical period of implementing innovation-driven development strategy and promoting public entrepreneurship and innovation, how to give play to the role of small-loan companies and promote the innovation and development of small and micro-enterprises should bear the brunt of defining the business orientation of small-loan companies.