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9月10日从自治区人社厅获悉,为进一步规范支持创业小额担保贷款工作,充分发挥创业带动就业作用,自治区人社厅、财政厅、人民银行银川中心支行三方出台办法,就创业人员贷款条件、额度、流程等作出了最新规定。按照条件,小额担保贷款申请人及其家庭成员(以户为单位)除助学贷款、扶贫贷款、首套住房贷款外,当期没有商业银行其他未偿贷款,申请人在中国人民银行征信系统的信用记录符合经办银行贷款审批条件的,可给予贷款支持。凡在宁夏境内的创业者,均可在创业所在地小额贷款担保机构申请小额担保贷款。其中,高校毕业生最高贷款额度10万元;妇女
On September 10, it was informed from the People’s Government Office of the Autonomous Region that in order to further standardize the support for small-sum guaranteed loans for starting a business and give full play to the role of entrepreneurship in promoting employment, the tripartite formula of the Human Resources Department, the Ministry of Finance and the Yinchuan Central Branch of the People’s Bank of China Conditions, quotas, processes, etc. made the latest regulations. According to the conditions, the applicants of micro-credit guarantee loans and their family members (on a unit-by-unit basis) except for student loans, poverty alleviation loans and the first set of housing loans, did not have other loans outstanding from commercial banks in the current period, and the applicants obtained letters of credit from the People’s Bank of China Credit records of the system meet the approval conditions for bank loans, loan support can be given. Where in Ningxia territory of entrepreneurs, micro-credit guarantee agencies in the place of business can apply for small secured loans. Among them, the maximum loan amount of college graduates 100,000 yuan; women