编辑同志:2004年9月我与朋友和某、刘某合伙创办了民办企业。当时我们三个人共同决定向季某借款三十万元,为期三年,到期一次偿还,由每人各承担三分之一。去年8月,和某退伙另谋发展,收回全部合伙投入及收益,但未对三十万元债务承担进行分割。今年9月,债权人季某向我们追讨欠款,我和刘某按协议归还了借款。但和某以 Editorial comrades: September 2004 I and friends and a, Liu founded a private-owned enterprises. At that time, all three of us jointly decided to borrow a sum of 300,000 yuan from Jiamu for a term of three years and repayable at maturity, with each of them assuming one-third of the total amount. In August last year, another withdrawal was made to seek further development and recover all the investment and proceeds from the partnership. However, it did not divide the commitment of three hundred thousand yuan in debt. In September of this year, the creditors quarter to recover debt owed to us, Liu and I returned the loan agreement. But with one