在实际家庭理财运作中，一个人一生中不同的年龄段，对投资组合的影响亦非常重要。通常我们可以分六大阶段来考虑。第一阶段称之为成长期。这一阶段包括了出生、完成学业、踏入社会、参加工作直到结婚以前。这期间，财产积累还很少，因此本阶段在投资理财方面的主要任务是积极 In the actual operation of family wealth management, a person’s life in different age groups, the impact of the portfolio is also very important. Usually we can be divided into six stages to consider. The first stage is called growth stage. This phase includes birth, completion of schooling, social participation, work until married. During this period, the accumulation of property is still small, so the main task of this stage in investment and financial management is active