“十二五”开局之年,更多信贷资金投向“三农”和实体经济的政策要求,一方面为银行业金融机构开拓农村金融市场创造了良好的政策环境,另一方面,由于许多机构没有给微小企业和“三农”放贷的经验,对他们也提出了一个新的挑战。为此,我们推出微小企业贷款商业化探索的专题报道,以为读者借鉴。 On the one hand, it has created a favorable policy environment for banking financial institutions to open up rural financial markets. On the other hand, the “12th Five-Year Plan” has started a year in which more credit funds are invested in “agriculture, rural areas and farmers” and the real economy. Many agencies also have posed a new challenge to them because they have not had the experience of lending to micro-enterprises and “three rural” farmers. To this end, we have launched a special report on the commercialization of micro-enterprises loans, in order to draw readers.