人们使用票据最为关心所持票据是否保有完全的票据权利;而票据权利的失却,即持票人因某种原因不享有所持票据的权利或票据未始具有票据权利,则是票据使用中的一种风险;虽然有的失权是持票人本身的恶意所致,但也对票据正常流通造成妨害。为此,本文试结合我国《票据法》以及中国人民银行发布实施的《票据管理实施办法》(1997年1月1日起施行,以下简称《实施办法》)、《支付结算办法》(1997年12月1日起施行,以下简称《结算办法》)的规 People use the bill is most concerned about whether the bill holds the full bill rights; and loss of bill rights, that bearer for some reason does not enjoy the right to hold the bill or the bill does not initially have the right to negotiate, then the bill is a risk Although some loss of power caused by the viceroy of the bearer itself, it also hinders the normal circulation of the instrument. To this end, this article tries to combine the “Law of Negotiable Instruments” of our country and the “Measures for Implementing Notes Management” promulgated and promulgated by the PBC (effective from January 1, 1997, hereinafter referred to as the “Measures for Implementation”) and the “Payment and Settlement Measures” December 1 come into force, hereinafter referred to as “settlement method”) regulations