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当前,随着改革开放的深入,保险作为社会保障体系的一个重要组成部分得到迅速发展,大量保险赔付对稳定企业经营,保障经济发展,安定人民生活,发挥了积极的作用。但是,一股黑色潜流也在保险理赔中悄然流淌,而且愈演愈烈,利用纵火、沉船、撞车、谋杀等种种卑劣而又残忍的手段贪婪地向保险公司诈骗巨额保险赔款的保险犯罪现象,已到触目惊心的地步。
At present, with the deepening of reform and opening up, insurance has rapidly developed as an important part of the social security system. A large number of insurance claims have played a positive role in stabilizing the operation of enterprises, ensuring the economic development and stabilizing the people’s livelihood. However, a black subconscious also quietly flows through insurance claims and is getting worse. It has been shocking to use the despicable and cruel means of arson, shipwrecks, crashes and murders to swindle greedy insurance indemnities against insurance companies. The point.