本文以完善小微金融服务实体经济体系作为研究视角,分析小微金融管理创新、服务创新、产品创新、技术创新方面所存在的问题,旨在构建一个成熟、高效的小微金融服务体系,充分发挥小微金融在小微经济中的作用,真正实现小微经济与小微金融共生共荣。 In this paper, taking the improvement of the real economy of small and micro financial services as a research perspective, this paper analyzes the existing problems of small and micro financial management innovation, service innovation, product innovation and technological innovation with the aim of building a mature and efficient small and micro financial service system, Play a small micro-finance in the role of small and micro economy, the real micro-micro-economy and micro-symbiotic co-prosperity.