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由于全球经济一体化与金融一体化的发展以及现代金融理论、信息技术和金融创新等因素,金融市场出现前所未有的波动性,商业银行等金融机构的经营管理面临日趋严重的金融风险,加强商业银行风险管理法律制度的建设已成为一国金融风险管理的中心工作。本文在分析了我国现行商业银行风险管理法律制度不足的基础上,就如何完善提出了自己的一点看法和建议。
Due to the development of global economic integration and financial integration as well as the modern financial theory, information technology and financial innovation, the financial markets have experienced unprecedented volatility. The management of commercial banks and other financial institutions is facing increasingly serious financial risks. Commercial banks The construction of risk management legal system has become the central task of a country’s financial risk management. Based on the analysis of the current legal system of risk management in commercial banks in our country, this article puts forward some opinions and suggestions on how to improve it.