长期以来,我国实行的是政府主导型、以间接融资为主的融资体制,在这种体制下,中小企业融资困难。本文通过对不同融资方式的比较,探讨适合我国中小企业发展的融资方式,并对如何构建我国中小企业融资体系发表自己的一些看法。 For a long time, China has implemented a government-led financing system based on indirect financing. Under such a system, SMEs have difficulty in financing. By comparing different financing methods, this article explores financing methods suitable for the development of SMEs in China and gives some opinions on how to build a financing system for SMEs in China.