失业保险是国家通过立法强制实行的由社会集中建立基金对因失业而暂时中断生活来源的劳动者提供物质帮助的制度,它是社会保障体系中的重要组成部分,是社会保险的主要项目之一。随着我国经济体制改革步伐的加快,在新形势下,其作用显得愈发重要,然而由于存在制度和管理上的不完善,导致我国失业保险未能充分发挥其应有的作用。因此,加快建立运营有效的失业保险制度势在必行。 Unemployment insurance is a system that the state provides for the material assistance to laborers who temporarily suspend their source of income due to unemployment through legislation focused on establishing funds by the community. It is an important part of the social security system and one of the major items of social insurance . With the acceleration of the reform of the economic system in our country, its role becomes more and more important in the new situation. However, due to the imperfect system and management, the unemployment insurance in our country can not give full play to its due role. Therefore, it is imperative to accelerate the establishment of an effective unemployment insurance system.