商业银行股份制 改造和上市的目的 国有独资商业银行进行股份制改造的核心是,实现商业银行产权主体多元化,将国有独资商业银行逐步改造成国家控股、企业入股、相互持股、个人持股的有限责任公司或股份有限公司。股份制改造和上市只是手段,其目的应当是形成良性的资本补充机制,改善商业银行的治理结构,增强商业银行抵御风险的能力。 The purpose of the shareholding system reform and listing of commercial banks The core of the shareholding system reform of state-owned commercial banks is to realize the diversification of the main body of property rights of commercial banks, to gradually transform the wholly state-owned commercial banks into state-owned shares, mutual stock holdings, mutual shareholdings and limited individual ownership Responsible company or limited company. Joint-stock reform and listing is only a means, the purpose should be to form a virtuous capital supplement mechanism to improve the governance structure of commercial banks and enhance the ability of commercial banks to resist risks.